The purpose of this calculator is to provide estimates on insurance cover for FirstChoice Personal Super and FirstChoice Wholesale Personal Super only.
Enter your details
Name of applicant
Date of birth (DD/MM/YYYY)
Age next birthday:
Account type *
Policy type *
date of insurance (if known)
Type of cover required
Death only cover
Death and TPD cover
Death, TPD and SCI cover
Death and SCI cover
SCI only cover
Amount of cover required
Maximum Death cover = $5,000,000.
TPD cover can not exceed your death cover amount,
Maximum TPD cover = $3,000,000.
Enter monthly income (optional)
Maximum cover based on monthly income provided
Enter cover required. Maximum SCI cover = $25,000
SCI waiting period
SCI maximum benefit period
To age 65
Gender of applicant
(Refer to PDS for
explanation of occupations)
Light blue collar
* Generally, for members who joined FirstChoice Personal Super or FirstChoice Wholesale Personal Super before 11 June 2013 and took up insurance before 1 July 2014, premiums include commission of 22%. If an insurance policy is established on a new account from 11 June 2013 or an existing account from 1 July 2014, premiums are commission free.
This calculator is designed for
adviser use only
and must not be made available to investors without the specific consent of Colonial First State Investments Limited (CFS). The calculator is part of an overall toolkit for the assistance of advisers and in no way provides any advice or replaces any advice that advisers may give to their clients in a Statement of Advice. The calculator assumes that the tax and superannuation laws current as at 31 March 2013 will continue to apply without change (except where we may specifically state otherwise). Whilst all care has been taken in the preparation of this calculator (using sources believed to be reliable and accurate), no person, including Colonial First State or any member of the Commonwealth Bank Group of companies, accepts responsibility for any loss suffered by any person arising from reliance on this calculator.
These premiums are estimates only (inclusive of administration fee). Applications for insurance cover may need to be assessed by the insurer. The provision of a premium estimate does not mean that the insurance cover has been, or will be, accepted. If the insurance cover is accepted, the premiums payable may differ from the estimate.
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Colonial First State Investments Limited
ABN 98 002 348 352, AFS Licence 232468 (Colonial First State).