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Investment type: Investment products
Products: FirstChoice Wholesale Investments

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FirstChoice Wholesale Investments Minimum investment $5,000, Colonial First State and other fund managers
Fund/option	Investment category	Benchmark asset allocation	Investment manager	Minimum suggested timeframe	Performance & prices	More information
FirstChoice Wholesale Fixed Interest	Diversified fixed interest	100% Fixed interest 0% Cash	Multi-manager	At least 3 years	Performance Unit prices
FirstChoice Wholesale Alternatives	Alternatives	100% Alternatives	Multi-manager	At least 5 years	Performance Unit prices
FirstChoice Wholesale Lower Volatility Australian Share	Lower volatility share	100% Australian shares 0% Cash	Multi-manager	At least 7 years	Performance Unit prices
FirstChoice Wholesale Australian Share	Australian Share	100% Australian shares 0% Cash	Multi-manager	7 years	Performance Unit prices
FirstChoice Wholesale Australian Small Companies	Australian Share - Small Companies	100% Australian shares 0% Cash	Multi-manager	7 years	Performance Unit prices
FirstChoice Wholesale Global Share	Global Share	100% Global shares 0% Cash	Multi-manager	7 years	Performance Unit prices
FirstChoice Wholesale Global Share - Hedged	Global Share	100% Global shares 0% Cash	Multi-manager	7 years	Performance Unit prices
FirstChoice Wholesale Asian Share	Global share - emerging markets	100% Global shares 0% Cash	Multi-manager	At least 7 years	Performance Unit prices
FirstChoice Wholesale Emerging Markets	Global share - emerging markets	100% Global shares 0% Cash	Multi-manager	At least 7 years	Performance Unit prices
FirstChoice Wholesale Global Small Companies	Specialist share	100% Global shares 0% Cash	Multi-manager	At least 7 years	Performance Unit prices
FirstChoice Wholesale Property Securities	Australian property and infrastructure securities	100% Property securities 0% Cash	Multi-manager	At least 7 years	Performance Unit prices
FirstChoice Wholesale Global Property Securities	Global Property and Infrastructure Securities	100% Global Property Securities 0% Cash	Multi-manager	7 years	Performance Unit prices
FirstChoice Wholesale Global Infrastructure Securities	Global Property and Infrastructure Securities	100% Global Infrastructure Securities 0% Cash	Multi-manager	7 years	Performance Unit prices
FirstChoice Wholesale Geared Australian Share	Geared funds	100% Australian shares 0% Cash	Multi-manager	At least 7 years	Performance Unit prices
FirstChoice Wholesale Geared Global Share	Geared	100% Global shares 0% Cash	Colonial First State	At least 7 years	Performance Unit prices
Colonial First State Wholesale Index Global Bond	Diversified fixed interest	100% Global cash and fixed interest	Colonial First State	At least 3 years	Performance Unit prices
Colonial First State Wholesale Index Australian Bond	Australian fixed interest	100% Cash and fixed interest	Multi-manager	At least 3 years	Performance Unit prices
Colonial First State Wholesale Index Australian Share	Australian Share	100% Australian shares 0% Cash	Multi-manager	7 years	Performance Unit prices
Colonial First State Wholesale Index Global Share	Global Share	100% Global shares 0% Cash	Colonial First State	7 years	Performance Unit prices
Colonial First State Wholesale Index Global Share - Hedged	Global Share	100% Global shares 0% Cash	Colonial First State	7 years	Performance Unit prices
Colonial First State Wholesale Index Property Securities	Australian property and infrastructure securities	100% Property securities 0% Cash	Multi-manager	At least 7 years	Performance Unit prices
Colonial First State Wholesale Index Global Listed Infrastructure Securities	Global property and infrastructure securities	100% Global infrastructure Securities 0% Cash	Colonial First State	At least 7 years	Performance Unit prices
Colonial First State Wholesale Index Global Property Securities	Global property and infrastructure securities	100% Global property Securities 0% Cash	Colonial First State	At least 7 years	Performance Unit prices
Colonial First State Wholesale Target Return Income	Alternative income	0% Australian shares, global property securities and global listed infrastructure securities 100% Hybrids, cash and fixed interest	CFSGAM	At least 5 years	Performance Unit prices
FirstRate Wholesale Saver	Cash and Deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit 3 Month	Cash and Deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit 6 Month	Cash and Deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit 9 Month	Cash and Deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit 12 Month	Cash and Deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit - 2 year	Cash and deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit - 3 year	Cash and deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit - 5 year	Cash and deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit - 7 year	Cash and deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit - 10 year	Cash and deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
FirstRate Wholesale Term Deposit - 15 year	Cash and deposits	100% Cash and deposits	Commonwealth Bank Deposit	No minimum	Interest rates
Colonial First State Wholesale Strategic Cash	Enhanced cash	100% Cash and money market securities	CFSGAM	No minimum	Performance Unit prices
Colonial First State Wholesale Global Credit Income	Short duration fixed interest	100% Cash and fixed interest	CFSGAM	At least 3 years	Performance Unit prices
Kapstream Wholesale Absolute Return Income	Short duration fixed interest	100% Cash and fixed interest (including derivatives)	Kapstream	At least 3 years	Performance Unit prices
Macquarie Wholesale Income Opportunities	Short duration fixed interest	N/A Investment Grade Fixed Income N/A High Yield N/A Emerging Market Debt N/A Cash	Macquarie	At least 3 years	Performance Unit prices
Perpetual Wholesale Diversified Income	Short duration	100% Cash and credit	Perpetual Investments	At least 3 years	Performance Unit prices
PM Capital Wholesale Enhanced Yield	Short duration fixed interest	N/A Yield securities N/A Australian and global shares N/A Cash	PM Capital	At least 3 years	Performance Unit prices
Pendal Wholesale Monthly Income Plus	Alternative Income	N/A Cash N/A Fixed Income N/A Australian Shares	Pendal	At least 5 years	Performance Unit prices
Acadian Wholesale Defensive Income	Alternative income	0% Australian Shares 100% Cash and Fixed Interest	Acadian	At least 3 years	Performance Unit prices
Colonial First State Wholesale Diversified Fixed Interest	Diversified fixed interest	100% Cash and fixed interest	CFSGAM	At least 3 years	Performance Unit prices
Franklin Templeton Wholesale Multisector Bond	Diversified fixed interest	100% Global fixed income N/A Global high yield N/A Emerging market debt N/A Cash	Franklin Templeton	At least 3 years	Performance Unit prices
PIMCO Wholesale Global Bond	Diversified fixed interest	100% Cash and global fixed interest	PIMCO	At least 3 years	Performance Unit prices
Schroder Wholesale Absolute Return Income	Enhanced yield	N/A Investment grade securities N/A Australian hybrid securities N/A Global high yield N/A Securitised assets N/A Cash	Schroders	At least 3 years	Performance Unit prices
UBS Wholesale Diversified Fixed Income	Diversified fixed interest	50% Australian fixed interest and cash 50% International fixed interest and cash	UBS	At least 3 years	Performance Unit prices
Affirmative Wholesale Global Bond	Global fixed interest	100% Global cash and fixed income	Affirmative Investment	At least 3 years	Performance Unit prices
Aberdeen Standard Wholesale Australian Fixed Income	Australian fixed interest	100% Cash and fixed interest	Aberdeen Asset Management	At least 3 years	Performance Unit prices
Colonial First State Wholesale Australian Bond	Australian fixed interest	100% Cash and fixed interest	CFSGAM	At least 3 years	Performance Unit prices
Aspect Wholesale Diversified Futures	Alternatives	N/A Cash, futures and forwards	Aspect Capital	At least 5 years	Performance Unit prices
Acadian Wholesale Diversified Alpha	Alternatives	100% Global Share 0% Cash	Acadian	At least 5 years	Performance Unit prices
Acadian Wholesale Australian Managed Volatility Equity	Lower Volatility Share	100% Australian shares 0% Cash	Acadian	At least 7 years	Performance Unit prices
Acadian Wholesale Global Managed Volatility Equity	Lower volatility share	100% Global Shares 0% Cash	Acadian	At least 7 years	Performance Unit prices
Colonial First State Wholesale Equity Income	Lower volatility share	N/A Australian shares N/A Cash	CFSGAM	At least 7 years	Performance Unit prices
Merlon Wholesale Australian Share Income	Australian share	N/A Australian Shares N/A Cash, hybrids, options and futures	Merlon	At least 7 years	Performance Unit prices
Milliman Wholesale Managed Risk Australian Share	Australian Share	100% Australian shares 0% Cash	Milliman	At least 7 years	Performance Unit prices
Milliman Wholesale Managed Risk Global Share	Global Share	100% Global shares 0% Cash and futures	Milliman	At least 7 years	Performance Unit prices
State Street Wholesale Australian Equity	Lower Volatility Share	100% Australian shares 0% Cash	SSgA	At least 7 years	Performance Unit prices
Acadian Wholesale Australian Equity	Australian share	100% Australian shares 0% Cash	Acadian	At least 7 years	Performance Unit prices
Antares Wholesale Elite Opportunities	Australian share	100% Australian shares 0% Cash	Antares	At least 7 years	Performance Unit prices
Ausbil Wholesale Australian Active Equity	Australian share	100% Australian shares 0% Cash	Ausbil Dexia	At least 7 years	Performance Unit prices
Bennelong Wholesale Ex-20 Australian Equities	Australian share	0% Cash 100% Australian Shares	Bennelong	At least 7 years	Performance Unit prices
BlackRock Wholesale Advantage Australian Equity	Australian share	100% Australian shares 0% Cash	BlackRock	At least 7 years	Performance Unit prices
Pendal Wholesale Australian Share	Australian share	100% Australian shares 0% Cash	Pendal	At least 7 years	Performance Unit prices
T. Rowe Price Wholesale Australian Equity	Australian share	100% Australian shares 0% Cash	T Rowe Price	At least 7 years	Performance Unit prices
Colonial First State Wholesale Concentrated Australian Share	Australian share	100% Australian shares 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
Colonial First State Wholesale Imputation	Australian share	100% Australian shares 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
Fidelity Wholesale Australian Equities	Australian Share	100% Australian shares 0% Cash	Fidelity	7 years	Performance Unit prices
Investors Mutual Wholesale Australian Share	Australian share	100% Australian shares 0% Cash	Investors Mutual	At least 7 years	Performance Unit prices
Ironbark Karara Wholesale Australian Share	Australian share	100% Australian shares 0% Cash	Ironbark	At least 7 years	Performance Unit prices
Lazard Wholesale Select Australian Equity	Australian share	98% Australian shares 2% Cash	Lazard	At least 7 years	Performance Unit prices
Maple-Brown Abbott Wholesale Australian Share	Australian Share	100% Australian shares 0% Cash	Maple Brown Abbott	At least 7 years	Performance Unit prices
Nikko AM Wholesale Australian Share Concentrated	Australian Share	100% Australian shares 0% Cash	Nikko AM	At least 7 years	Performance Unit prices
Perennial Value Wholesale Australian Share	Australian share	100% Australian shares 0% Cash	Perennial Value	At least 7 years	Performance Unit prices
Perpetual Wholesale Australian Share	Australian Share	100% Australian shares 0% Cash	Perpetual Investments	7 years	Performance Unit prices
Perpetual Wholesale Ethical SRI Share	Australian share	100% Australian shares 0% Cash	Perpetual Investments	At least 7 years	Performance Unit prices
Perpetual Wholesale Industrial Share	Australian Share	100% Australian shares 0% Cash	Perpetual Investments	7 years	Performance Unit prices
Realindex Wholesale Australian Share	Australian share	100% Australian shares 0% Cash	Realindex Investments	At least 7 years	Performance Unit prices
Schroder Wholesale Australian Equity	Australian Share	100% Australian shares 0% Cash	Schroders	7 years	Performance Unit prices
Solaris Wholesale Core Australian Equity	Australian share	100% Australian shares 0% Cash	Solaris Invest Managers	At least 7 years	Performance Unit prices
Ausbil Wholesale Australian Emerging Leaders	Australian Share - Small Companies	100% Australian shares 0% Cash	Ausbil Dexia	7 years	Performance Unit prices
Celeste Wholesale Australian Small Companies	Australian Share - Small Companies	100% Australian shares 0% Cash	Celeste	At least 7 years	Performance Unit prices
Colonial First State Wholesale Australian Small Companies	Australian share - small companies	100% Australian shares 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
Colonial First State Wholesale Developing Companies	Australian Share - Small Companies	100% Australian shares 0% Cash	CFSGAM	7 years	Performance Unit prices
Colonial First State Wholesale Future Leaders	Australian Share - Small Companies	100% Australian shares 0% Cash	CFSGAM	7 years	Performance Unit prices
OC Wholesale Premium Small Companies	Australian Share - Small Companies	0% Cash 100% Australian shares	OC Funds Management	At least 7 years	Performance Unit prices
Realindex Wholesale Australian Small Companies	Australian Share - Small Companies	100% Australian shares 0% Cash	Realindex Investments	At least 7 years	Performance Unit prices
Acadian Wholesale Sustainable Global Equity	Global Share	100% Global shares 0% Cash	Acadian	At least 7 years	Performance Unit prices
Altrinsic Wholesale Global Equity	Global share	14% Global emerging market shares 86% Global developed market shares 0% Cash	Altrinsic	At least 7 years	Performance Unit prices
Pendal Wholesale Core Global Share	Global share	100% Global shares 0% Cash	Pendal	At least 7 years	Performance Unit prices
Grant Samuel Epoch Wholesale Global Equity Shareholder Yield	Global Share	100% Equities 0% Cash	Grant Samuel Epoch	At least 7 years	Performance Unit prices
Magellan Wholesale Global Share	Global share	100% Global shares 0% Cash	Magellan	At least 7 years	Performance Unit prices
Magellan Wholesale Global Share - Hedged	Global share	100% Global shares 0% Cash	Magellan	At least 7 years	Performance Unit prices
MFS Wholesale Global Equity	Global Share	100% Global shares 0% Cash	MFS	7 years	Performance Unit prices
Perpetual Wholesale Global Share	Global Share	100% Global shares 0% Cash	Perpetual Investments	At least 7 years	Performance Unit prices
Platinum Wholesale International	Global share	N/A Global shares N/A Cash and fixed interest	Platinum	At least 7 years	Performance Unit prices
PM Capital Wholesale Global Companies	Global share	N/A Equities N/A Yield securities N/A Cash	PM Capital	At least 7 years	Performance Unit prices
Realindex Wholesale Global Share	Global share	100% Global shares 0% Cash	Realindex Investments	At least 7 years	Performance Unit prices
Realindex Wholesale Global Share Hedged	Global share	100% Global shares 0% Cash	Realindex Investments	At least 7 years	Performance Unit prices
Stewart Investors Wholesale Worldwide Leaders	Global share	100% Global shares 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
Stewart Investors Wholesale Worldwide Sustainability	Global share	100% Global shares 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
T. Rowe Price Wholesale Global Equity	Global share	100% Global shares 0% Cash	T Rowe Price	At least 7 years	Performance Unit prices
Antipodes Wholesale Global	Global Shares	100% Global shares 0% Cash and cash equivalents	Antipodes	At least 7 years	Performance Unit prices
Baillie Gifford Wholesale Long Term Global Growth	Global shares	100% Global shares 0% Cash	Baillie Gifford	At least 7 years	Performance Unit prices
Platinum Wholesale Asia	Global share - emerging markets	N/A Asian shares N/A Cash and fixed interest	Platinum	At least 7 years	Performance Unit prices
Realindex Wholesale Emerging Markets	Global share - emerging markets	100% Global shares 0% Cash	Realindex Investments	At least 7 years	Performance Unit prices
Pendal Wholesale Global Emerging Market Opportunities	Global Shares	100% Global shares 0% Cash	Multi-manager	At least 7 years	Performance Unit prices
Acadian Wholesale Australian Equity Long Short	Specialist share	100% Australian shares 0% Cash	Acadian	At least 7 years	Performance Unit prices
Acadian Wholesale Global Equity Long Short	Specialist share	100% Global shares 0% Cash	Acadian	At least 7 years	Performance Unit prices
Bennelong Kardinia Wholesale Absolute Return	Specialist share	100% Australian shares 100% Cash and cash equivalents	Kardinia Capital	At least 7 years	Performance Unit prices
Janus Henderson Wholesale Global Natural Resources	Global Share	100% Global shares 0% Cash	Janus Henderson	At least 7 years	Performance Unit prices
APN Wholesale AREIT	Australian property and infrastructure securities	100% Property securities 0% Cash	APN	At least 7 years	Performance Unit prices
Pendal Wholesale Property Investment	Australian property and infrastructure securities	100% Property securities 0% Cash	Pendal	At least 7 years	Performance Unit prices
Colonial First State Wholesale Property Securities	Australian property and infrastructure securities	100% Property securities 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
Ironbark Wholesale Property Securities	Australian property and infrastructure securities	100% Property securities 0% Cash	Ironbark	At least 7 years	Performance Unit prices
Legg Mason Martin Currie Wholesale Real Income	Australian property and infrastructure securities	100% Australian property, utility and infrastructure securities	Legg Mason	At least 7 years	Performance Unit prices
AMP Capital Wholesale Global Property Securities	Global property and infrastructure securities	100% Global property securities 0% Cash	AMP	7 years	Performance Unit prices
Colonial First State Wholesale Global Property Securities	Global property and infrastructure securities	100% Global property securities 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
Colonial First State Wholesale Global Listed Infrastructure Securities	Global property and infrastructure securities	100% Infrastructure securities 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
Magellan Wholesale Infrastructure	Global property and infrastructure securities	100% Global infrastructure securities 0% Cash	Magellan	At least 7 years	Performance Unit prices
Acadian Wholesale Geared Global Equity	Geared	100% Global shares 0% Cash	Acadian	At least 7 years	Performance Unit prices
Acadian Wholesale Geared Australian Equity	Australian share	100% Australian shares 0% Cash	Acadian	At least 7 years	Performance Unit prices
Colonial First State Wholesale Geared Global Property Securities	Geared	100% Global property securities 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
Colonial First State Wholesale Geared Share	Geared	100% Australian shares 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
FirstChoice Wholesale Defensive	Defensive	5% Australian shares 4% Global shares 1% Global shares - hedged 40% Fixed interest 50% Cash and defensive alternatives	Multi-manager	At least 3 years	Performance Unit prices
FirstChoice Wholesale Conservative	Conservative	9.5% Australian shares 7% Global shares 3.5% Global shares - hedged 1% Emerging market shares 4% Alternatives 2.5% Global property securities 2.5% Global infrastructure securities 30% Fixed interest 40% Cash & defensive alternatives	Multi-manager	At least 3 years	Performance Unit prices
FirstChoice Wholesale Diversified	Moderate	16% Australian shares 12.5% Global shares 5.5% Global shares - hedged 2% Emerging market shares 6% Alternatives 4% Global property securities 4% Global infrastructure securities 25% Fixed interest 25% Cash & defensive alternatives	Multi-manager	At least 5 years	Performance Unit prices
FirstChoice Wholesale Moderate	Moderate	20% Australian shares 15% Global shares 7.5% Global shares - hedged 2.5% Emerging market shares 6% Alternatives 4.5% Global property securities 4.5% Global infrastructure securities 25% Fixed interest 15% Cash & defensive alternatives	Multi-manager	At least 5 years	Performance Unit prices
FirstChoice Wholesale Balanced	Growth	8% Cash 23% Australian shares 17% Global shares 5.5% Global infrastructure securities 22% Fixed interest 5.5% Global property securities 9% Global shares - hedged 3% Emerging market shares 7% Alternatives	Multi-manager	At least 5 years	Performance Unit prices
FirstChoice Wholesale Growth	Growth	3% Cash 27% Australian shares 20% Global shares 6% Global infrastructure securities 17% Fixed interest 5.5% Global property securities 10.5% Global shares - hedged 3.5% Emerging market share 7.5% Alternatives	Multi-manager	At least 5 years	Performance Unit prices
FirstChoice Wholesale High Growth	High growth	34% Australian shares 21% Global shares 10% Global infrastructure securities 10% Global property securities 15% Global shares - hedged 10% Emerging market share	Multi-manager	At least 7 years	Performance Unit prices
FirstChoice Wholesale Geared Growth Plus	Geared funds	34% Australian shares 16% Global shares 10% Global shares - hedged 10% Global Infrastructure Securities 10% Global Property Securities 10% Emerging Market Shares 10% Yield	Multi-manager	At least 7 years	Performance Unit prices
FirstChoice Wholesale Multi-Index Conservative	Conservative	12% Australian shares 5% Global shares 6% Global shares - hedged 1% Emerging market shares 3% Global property securities 3% Global infrastructure securities 25% Australian fixed interest 15% Global fixed interest 30% Cash	Multi-manager	3 years	Performance Unit prices
FirstChoice Wholesale Multi-Index Diversified	Moderate	20.5% Australian shares 9% Global shares 10% Global shares - hedged 1.5% Emerging market shares 30% Fixed interest 4.5% Global property securities 4.5% Global infrastructure securities 20% Cash	Multi-manager	At least 5 years	Performance Unit prices
FirstChoice Wholesale Multi-Index Moderate	Moderate	13% Cash 27% Fixed Interest 25% Australian Share 11% Global shares 12% Global shares - hedged 2% Emerging market shares 5% Global property securities 5% Global infrastructure securities	Multi-manager	At least 5 years	Performance Unit prices
FirstChoice Wholesale Multi-Index Balanced	Growth	29% Australian shares 13% Global shares 14% Global shares - hedged 2% Emerging market shares 6% Global property securities 6% Global infrastructure securities 15% Australian fixed interest 10% Global fixed interest 5% Cash	Multi-manager	5 years	Performance Unit prices
FirstChoice Wholesale Multi-Index Growth	Growth	33% Australian shares 15% Global shares 15% Global shares - hedged 3% Emerging market shares 7% Global property securities 7% Global infrastructure securities 17% Fixed interest 3% Cash	Multi-manager	At least 5 years	Performance Unit prices
FirstChoice Wholesale Multi-Index High Growth	High Growth	40% Australian shares 15% Global shares 15% Global shares hedged 10% Emerging market shares 10% Global property securities 10% Global infrastructure securities	Multi-manager	At least 7 years	Performance Unit prices
Colonial First State Wholesale Index Conservative	Conservative	40% Cash 30% Fixed Interest 3% Global property securities 3% Global infrastructure securities 10% Australian Shares 7% Global shares 7% Global shares - hedged	Multi-manager	At least 3 years	Performance Unit prices
Colonial First State Wholesale Index Diversified	Moderate	20% Cash 30% Fixed Interest 5% Global property securities 5% Global infrastructure securities 18% Australian Shares 11% Global shares 11% Global shares - hedged	Multi-manager	At least 5 years	Performance Unit prices
Colonial First State Wholesale Index Growth	Growth	3% Cash 17% Fixed Interest 7% Global property securities 7% Global infrastructure securities 30% Australian Shares 18% Global shares 18% Global shares - hedged	Multi-manager	At least 5 years	Performance Unit prices
AZ Sestante Wholesale Conservative	Conservative	N/A Australian shares N/A Global shares N/A Property and infrastructure securities N/A Alternatives N/A Fixed interest N/A Cash	AZ Sestante	At least 3 years	Performance Unit prices
Colonial First State Wholesale Conservative	Conservative	15% Australian shares 10% Global shares 5% Property securties 70% Fixed interest and cash	CFSGAM	At least 3 years	Performance Unit prices
Perpetual Wholesale Conservative Growth	Conservative	11% Australian shares 10% Global shares 4% Property securities 56% Fixed income 7% Cash and enhanced cash 12% Alternatives	Perpetual Investments	At least 3 years	Performance Unit prices
AZ Sestante Wholesale Diversified	Moderate	N/A Australian shares N/A Global shares N/A Property and infrastructure securities N/A Alternatives N/A Fixed interest N/A Cash	AZ Sestante	At least 5 years	Performance Unit prices
Colonial First State Wholesale Balanced	Moderate	20% Australian shares 15% Global shares 10% Real return 5% Property securities 50% Fixed interest and cash	CFSGAM	At least 5 years	Performance Unit prices
Perpetual Wholesale Diversified Growth	Moderate	21% Australian shares 19% Global shares 5% Property securities 39% Fixed income 4% Cash and enhanced cash 12% Alternatives	Perpetual Investments	At least 5 years	Performance Unit prices
AZ Sestante Wholesale Growth	Growth	N/A Australian shares N/A Global shares N/A Property and infrastructure securities N/A Alternatives N/A Fixed interest N/A Cash	AZ Sestante	At least 5 years	Performance Unit prices
Pendal Wholesale Active Balanced	Growth	38% Australian shares 28% Global shares 6% Property securities 22% Diversified fixed interest 6% Cash 0% Alternatives	Pendal	At least 5 years	Performance Unit prices
Colonial First State Wholesale Diversified	Growth	30% Australian shares 20% Global shares 10% Real return 5% Property securities 5% Global infrastructure securities 30% Fixed interest and cash	CFSGAM	At least 5 years	Performance Unit prices
Perpetual Wholesale Balanced Growth	Growth	31% Australian shares 28% Global shares 6% Property securities 21% Fixed income 2% Cash and enhanced cash 12% Alternatives	Perpetual Investments	At least 5 years	Performance Unit prices
Schroder Wholesale Real Return	Diversified real return	N/A Cash and cash equivalents, investment grade securities N/A Australian and global high yield, emerging market debt and Asian bonds N/A Australian and global shares and property securities 0% Cash	Schroders	At least 5 years	Performance Unit prices
Colonial First State Wholesale High Growth	High growth	40% Australian shares 10% Australian small companies 50% Global shares 0% Cash	CFSGAM	At least 7 years	Performance Unit prices
Milliman Wholesale Managed Risk Multi-Index High Growth	Lower volatility share	80% Australian and global shares 0% Cash and futures 20% Property and infrastructure securities	Milliman	At least 7 years	Performance Unit prices

Product Disclosure Statements (PDSs) describing each product are available from this site or by contacting our Investor Service Centre on 13 13 36. The relevant PDS should be considered before making a decision about any product.

Minimum suggested timeframes
Investment professional will have differing views about the minimum period you should hold various investments, and your own personal circumstances will also affect your decision. The minimum investment period ranges are listed, however, you should regularly review your investment decision with your financial adviser because your investment needs or market conditions may change over time. Our minimum suggested investment timeframes should not be considered personal advice.

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